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Securities and Exchange Commission Rules and Regulations: Part 200: Organization; Conduct and Ethics; and Information and Requests: Part 201: Rules of Practice. Bank regulation and standards; Bank for International Settlements; Basel Accords; Basel I; Basel II; Basel III; Background; Banking (Regulation) Monetary policy. FDIC Homepage Federal Deposit Insurance Corporation Each depositor insured to at least $250,000 per insured bank.
JIBC Getting the country's economic and social institutions to fully optimize the benefits arising from Internet and be integrated in the global Internet development requires strong political will on the part of government, objective commitment on the part of the private sector, full cooperation on the side of the Nigerian public, as well as an effective collaboration and assistance from the global community. Appreciably, the Internet security policies of major countries such as the United States of America and Britain tend to focus in larger part on how to prevent the incursion of Nigerian cyber- criminals. Apart from preventing the spread of Nigerian Internet frauds internationally, it is important to recognize the indispensable place of the local banking system in the fight against this odd. In the main, the banks are the agents of transferring funds to and from overseas; and the increasing role of electronic and Internet banking is making such transfers easier than usual. Getting things right within the local banking system therefore becomes an option not to be ignored in the whole campaign. This demands, among others, promulgation and objective enforcement of necessary electronic banking laws and policies in line with international standards; effective public education not only on Internet frauds and their regulatory implications, but also on the general applicability of Internet in banking and other forms of financial transactions; adequate funding of the necessary structures (such as the law enforcement agencies and the requisite infrastructure) for the delivery and facilitation of Internet banking; and initiating necessary collaborative strategies for benefiting from the widely publicized global campaign against Nigerian Internet frauds in particular, and the economic and financial crimes in general. As earlier identified, Nigeria presently lacks the regulatory capacity to control the global spread of Internet fraud and other financial crimes that have roots in the local banking system. Most of the regulations relating to banking and commerce in the country predate the present electronic banking era, and so lack appropriate provisions to achieve an organized and systematic Internet banking development. Even the most recent E- Electronic Banking Guidelines released by the country's Central Bank could not cover this gap. Given this reality on ground, the first major task in the quest for a globally acceptable Internet banking system in the country is the promulgation of requisite laws and policies. Such regulatory framework should be able to address the most important driving forces in Internet banking among customers, which include better access to the services, better prices and higher privacy. It should be guided towards providing the public access to cheap, fast and easy telecommunication services, while at the same time providing banks with adequate legal cover on services provided through the Internet (Ovia, 2. The regulations and policies must also be such that fully takes into consideration available administrative expertise and resources, as well as political constraints and economic impacts in the country's wider economy (Guasch and Hahn, 1. As has been argued by Norgren (2. That is to say that Internet banking regulation should be made to be adaptive and proactive. In line with the recommendations of Carlson et al. Abel Ebeh Ezeoha (Mr.), Department of Banking and Finance, Ebonyi State University, Abakaliki, Nigeria. Email: [email protected]. Ezeoha is a lecturer in the. Laws & Policies | Regulations and Policies. The U.S. Fish and Wildlife Service (Service) and the National Oceanic and Atmospheric Administration's National Marine. Internet banking and commerce. Such provisions in the E- Banking Guidelines that are inhibitive to electronic banking development can be rebalanced along with reasonable industry discretion or if possible entirely removed from the guidelines. One of such provisions is the case of restricting Internet banking on only naira denominated transactions. This particularly fails to recognize the global nature of this area of banking. Internet banking laws and policies, no matter how efficient and comprehensive, only make sense in the presence of necessary ICT infrastructural facilities. As has been stressed by Malakata (2. The attention of government and its relevant agencies is called here, especially as it has to do with reducing the cost of interconnectivity and general ICT access. According to the Global Internet Policy Initiative (2. Internet in developing countries, the cost of Internet connectivity and bandwidth must be reduced and the quality of service improved. The body recommended the adoption of the Internet Exchange Point (IXP) as one of the most effective mechanisms to accomplish both cost and service gains. According to the body, an IXP is a facility operated by a single entity to facilitate the exchange of Internet traffic between three or more ISPs. At present, the banks are going through systems integration after the comprehensive industry convergence occasioned by the ongoing banking reforms in the country. The fear here lies in the fact that this process may give rise to system lapses and hence increase the level of frauds. Protecting banks' ICT facilities from experienced bank staff that are likely to be displaced after the integration process is an important issue. This is so considering that internally among these banks, poor recruitment policy, job insecurity and greed among bank staff remain the largest set of incentives for bank frauds. Given the arising difficulties arising from e- banking, banks must also reexamine their recruitment policies as a way of making their cyber banking attractive and protective. It is also important that the Central Bank of Nigeria reviews the prevailing Guidelines on Ethics and Professionalism in Banks, and ensures that defaulting banks and bank staff are penalized accordingly. At the same time, acquiring software that would be capable of handling the emerging divergences in the system is also a challenging issue. Already, banks have started complaining of the huge cost of integration, with the largest consolidated bank, the United Bank for Africa Plc., indicating that it had already invested as much as N1 billion (about US$8 million) on its systems integration in the last one year. These are indeed important areas for regulatory concerns. The Central Bank of Nigeria would have to ensure that cost is not a hindrance in the needed systems integration among the emerging banks. This is especially so given the fact that most of the applications that were in use prior to consolidation lacked the capacity and scope to match the new trend in the industry, more so in the area of handling complex operations of a mega bank. Providing infrastructure and acquiring necessary software would also have to be augmented with ensuring that the banking publics have wider access to Internet, if the investment must be meaningful and rewarding to banks. In the developed countries, using public Internet cafés to transact Internet banking and other forms of sensitive financial transactions is practically discouraged. In Nigeria and other developing countries, where access to computer and Internet is in most times available only through commercial providers, it becomes difficult for banks to control the delivery of their services through such terminals (Daily Sun, 2. This is a very serious problem especially considering the fact that any banking transactions by a customer from public cyber cafés can easily be trailed and cracked by Internet fraudsters. This then leaves the banks with one clear option – that is investing in cafés and having their staff posted to such terminals. Or even having such cafés located within their banking premises, at least as an interim measure. Today, cyber cafés have become very important means of livelihood to most Nigerian business men and women. The number of cafés in the country is estimated to have grown from a level of about 1. December 2. 00. 5. Ironically, these outfits are not in any way regulated or supervised. In fact, in most cases, what the owners and users use them for does not seen to be the concern of government and regulatory agencies. The effort of the law enforcement agents, where it exists, is mainly not targeted to objectively controlling the activities of the users and operators. In addition, the danger in regulating Internet banking and commerce transactions arises from the fact that the country's ISP's and Cyber café, operate in a highly deregulated Telecommunications Industry, with most of the Internet traffic being routed to VSAT Backbone Providers all around the world (Oyesanye, 2. This has made cyber activities, not only vulnerable but outside the control of government. Hence, correcting this trend is expected to be at the forefront of the renewed efforts to instill sanity in the country's cyber highways, since clearly none of the other measures may work out smoothly in such highly risky circumstance. It follows that for effective control of Internet commercial and financial transactions, government may have to put up a supervisory mechanism to ensure that these outfits are not continued to be used as dames for cyber criminals. One way of achieving this is to get the operator of these commercial cyber outfits to install necessary softwares that allow the law enforcement agents to monitor their activities from strategically located terminals. Equally, a lot can be achieved by developing a set of guidelines guiding the establishment, operations and use of commercial Internet centres and ISPs (Internet Service Providers) in the country. The issue of enforcement should be seen as joint efforts among the governments, the regulatory authorities, the banks and the global stakeholders. Banks in Nigeria, for instance, should note that the growth in Internet banking in countries with great success factors, such as America, Finland, Britain and Japan, was not because of the perfect state of the existing Internet laws in these countries, but more because of the efforts at the individual bank levels to keep customers account safe even where the identities of such customers are cracked or stolen. Rules and Regulations for the Securities and Exchange Commission and Major Securities Laws. Securities and Exchange Commission Rules and Regulations. Part 2. 00 Organization; Conduct and Ethics; and Information and Requests. Part 2. 01. Rules of Practice. Part 2. 02 Informal and Other Procedures. Part 2. 03 Rules Relating to Investigations. Part 2. 04 Rules Relating to Debt Collection. Part 2. 05 Standards of Professional Conduct for Attorneys Appearing and Practicing Before the Commission in the Representation of an Issuer. Part 2. 09 Forms Prescribed under the Commission's Rules of Practice Part 2. Form and Content of and Requirements for Financial Statements, Securities Act of 1. Securities Exchange Act of 1. Public Utility Holding Company Act of 1. Investment Company Act of 1. Investment Advisers Act of 1. Energy Policy and Conservation Act of 1. Part 2. 11 Index of Interpretations Relating to Financial Reporting Matters. Part 2. 29 Standard Instructions for Filing Forms Under Securities Act of 1. Securities Exchange Act of 1. Energy Policy and Conservation Act of 1. Regulation S- KSecurities Act of 1. Part 2. 30 General Rules and Regulations. Part 2. 31 Index of Interpretive Releases. Part 2. 32. Regulation S- T — General Rules and Regulations for Electronic Filings. Part 2. 39. e- CFR Forms Listing. PDF Versions of SEC Forms. Trust Indenture Act of 1. Part 2. 60 General Rules and Regulations. Part 2. 61. Index of Interpretive Releases. Part 2. 69e- CFR Forms Listing. PDF Versions of SEC Forms. Securities Exchange Act of 1. Part 2. 40 General Rules and Regulations. Part 2. 41 Index of Interpretive Releases. Part 2. 42 Regulations M, SHO, ATS, AC, and NMS and Customer Margin Requirements for Security Futures. Part 2. 43 Regulation FDPart 2. Regulation GPart 2. Regulation Blackout Trading Restriction (Regulation BTR — Blackout Trading Restriction)Part 2. Regulation R — Exemptions and Definitions Related to the Exceptions for Banks from the Definition of Broker. Part 2. 48 Regulation S- P: Privacy of Consumer Financial Information. Part 2. 49e- CFR Forms Listing. PDF Versions of SEC Forms. Part 2. 49. B Further Forms, Securities Exchange Act of 1. Part 2. 55 Proprietary Trading and Certain Interests in and Relationships with Covered Funds. Investment Company Act of 1. Part 2. 70 General Rules and Regulations. Part 2. 71. Index of Interpretive Releases. Part 2. 74e- CFR Forms Listing. PDF Versions of SEC Forms. Investment Advisers Act of 1. Part 2. 75. General Rules and Regulations. Part 2. 76. Index of Interpretive Releases. Part 2. 79e- CFR Forms Listing. PDF Versions of SEC Forms. Securities Investor Protection Corporation. Part 3. 00. General Rules and Regulations. Part 3. 01e- CFR Forms Listing. Note: See also Researching the Federal Securities Laws Through the SEC Website. Baja ya Enigmas sin resolver ii en pdf. 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Determination of the euro conversion rates. issued on by the ministers of the Member States adopting the euro as their single currency. The European Commission formally proposed the irrevocable. European Union Central for Currency Markets. This came after the European leaders seemed to come together on improving fiscal concerns. © 2008-2016 Currency-Converter.com. The Currency Converter application gives the users the possibility of converting an amount from one currency to another. It can be accessed at any time by clicking on the Currency Converter link in the service navigation menu. EUR - Euro. Euro Member. The European Currency Unit was a theoretical basket of currencies rather than a physical currency in and of itself. European Central Bank; XE - Currency Converter; XE - World Currency Symbols. Overview. The official currency used in the Eurozone is the Euro (EUR). 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Pediatric Office Pandemic Plan Template 3 Pandemic Influenza Pediatric Office Plan Template: Product of a Pediatric Stakeholders’ Meeting. Two documents that can be used as a template guide for creating a pandemic flu policy. Download our free pandemic recovery plan template for your business and read our step-by-step guide on pandemic planning. Learn best practices and troubleshooting for. Free information security policy templates courtesy of the SANS Institute, Michele D. Guel, and other information security leaders. We ask all employees to cooperate in taking steps to reduce the transmission of both seasonal and novel H1. N1 influenza in the workplace. By all reports, the best strategy for reducing the transmission of influenza remains the most obvious—frequent hand washing with warm, soapy water, covering mouths with tissues whenever you sneeze, discarding tissues used when sneezing. We also will install alcohol- based hand sanitizers throughout the workplace and in common areas. Staying Home When Ill. Many times, with the best of intentions, employees report to work even though they feel ill. 1 Sample Model Pandemic Flu Policy Purpose [EMPLOYER] strives to provide a safe and healthy workplace for all employees. This pandemic flu policy outlines our overall. Pandemic Policy-FNB (Feb 2007) 1 of 4. Title: Sample Plan for Pandemic Response Author: tfisher Last modified by: tfisher Created Date: 8/14/2007 2:30:00 PM Company. Pandemic Emergency Policy HR. Scope; Policy Statement; Reason for Policy; Procedures; Definitions; Sanctions; Scope. This policy applies to all Staff and Temporary. Sample Severe Influenza Pandemic Policy By. The world health community continues to monitor closely the emergence of a pandemic influenza, through the novel H1N1. We provide employees with paid sick time [confirm] and other benefits to compensate employees who are unable to work due to illness. During flu season and/or an influenza pandemic, it is critical that employees do not report to work while they are ill and/or experiencing the following symptoms: fever, cough, sore throat, runny or stuffy nose, body aches, headache, chills and fatigue. A significant number of people who have been infected with this virus also have reported diarrhea and vomiting. Currently, the Centers for Disease Control and Prevention recommends that people with influenza- like illness remain at home until at least 2. F or 3. 7. 8 degrees C) or signs of a fever without the use of fever- reducing medications. Employees who report to work ill will be sent home in accordance with these health guidelines. Reporting to Work When Not Ill A severe influenza pandemic could result in a significant level of absenteeism. Some employees may be unable to work if they become ill due to the virus while others may need to remain home to care for ill family members or simply to provide care for children during school closings. Pandemic Response Planning Policy Free Use Disclaimer: This policy was created by or for the SANS Institute for the. Name> Pandemic Response Plan. 5. Policy Compliance.During this time, unless otherwise notified, our normal attendance and leave policies will remain in place. Individuals who believe they may face particular challenges reporting to work during a severe influenza pandemic should take steps now to develop any necessary contingency plans. For example, employees might want to arrange for alternative sources of childcare should schools close and/or speak with supervisors about the potential to work from home temporarily or on an alternative work schedule. Requests for Medical Information and/or Documentation During a pandemic, individuals who contract seasonal and/or H1. N1 may never be diagnosed or confirmed as having flu. Nevertheless, depending on the circumstances, if you are out sick or show symptoms of being ill, it may become necessary to request information from you and/or your health care provider. In general, we would request medical information to confirm your need to be absent, whether and how it relates to H1. N1 infection, and that it is appropriate for you to return to work. As always, we expect and appreciate your cooperation if and when medical information is sought. Confidentiality of Medical Information. Our policy is to treat any medical information obtained from a disability- related inquiry or medical examination, as well as any medical information voluntarily disclosed by an employee, such as contracting the H1. N1 virus, as a confidential medical record. In furtherance of this policy, any disclosure of medical information is in limited circumstances with supervisors, managers, first aid and safety personnel, and government officials as required by law. HR professionals have permission to use thissample policy courtesy of Jackson Lewis, which represents management exclusively in employment, labor, benefits and immigration law and related litigation. For more about this policy, contact H1. N1info@jacksonlewis. Republished with permission. Jackson Lewis. All rights reserved. The best place to get cheats, codes, cheat codes, walkthrough. unlockables, tricks, and secrets for The Sims 2 for PC. Daily Dispatch; Videos; Top. Maximum skills.The Sims 2 (Nintendo DS) - The Sims Wiki. For other versions of The Sims 2, see The Sims 2 (disambiguation). For the wiki about this game, visit The Sims 2 DS Wiki. The Sims 2 for Nintendo DS is the first DS game of The Sims 2. Like the many of the console games it takes place in Strangetown with some of the same faces. The plot is quite simple, the player's character arrives in Strangetown after crashing their car. The local old guy Jebidiah S. Jerky, who informs them that "your engine has more holes than a donut shop," and they should probably check in at the local hotel. An interesting coincidence is that the manager of the hotel left the previous day and has left a note at the check in desk addressed to the player's character stating that they are the new manager of the hotel. The aim of the game is to improve the hotel by adding extensions, furnishing rooms, completing goals set by the game or randomly by the guests and keeping it clean. There are three guests, Frankie Fusilli, Ava Cadavra, and Optimum Alfred, who have quests that must be completed. Touchscreen. Edit. The game incorporates touchscreen with its game play. It is used for the menu, the minigames and the social interactions. Real- time. Edit. The game plays in real time, with some options only occurring at night and others only in the day. Building rooms takes 8 real- time hours and the guests checkout on specified dates. The shop has new items every week and a new large item every month. Skill points that are found around the hotel only appear at certain times on certain days. Weather is random (the only weather is rain). Also, if the player changes the time backwards, the aliens will appear in every alien spawn point in Strangetown, so it's probably best not to change it backward. Social interaction Edit. The Sims 2 Nintendo DS. Close. All Games; Game Guides & Help; Latest Updates. Skill Point times (including Mechanical). feel free to comment on any of my cheats. Skills; Lifetime wishes. The Sims 2 DS Wiki; The Sims 2 (Nintendo DS)/cheats; Game guide:The Sims 2 (Nintendo DS). The guests are always coming and going, usually they stay pretty sane and have no problems. The player's character can increase their relationship with them by "Impressing" them. Sometimes, Sims walk around all huffy and they sometimes send mean phone messages and text messages. Calm these Sims down because some of them actually break hotel furniture. The Sims 2 Cheats For DS. If you buy it you will get a money boost, add some skills, clean your urgencies and completely fill your Sanity level. Code Effect. For The Sims 2 on the PC. if set to true ALL other cheats work. boolprop ShowLotPackageFilename. free bookcase skills. The Sims 2 Cheats & Codes. All | Cheats | Unlockables | Hints. Insert The Sims 2 GBA into the DS. 1 Hints Submit a Hint. Submitted by: IGN_Cheats. Hidden Skill Points. A walkthrough for The Sims 2 for Nintendo DS. Cheats by game; Cheats by type. The Sims 2 (Nintendo DS) walkthrough. 11,490 pages on. Some Sims may be upset over something. Some Sims may be bonkers and start going around all loopy and will pee on the hotel floor which needs to be clean to maintain a hotel rating. Sims will always greet the player's character when approaching them. Depending on what the Sim is feeling, their reaction will be different when speaking to them. Items can be traded to other Sims for a big boost in relationship. Sim can be given any a vacant room in the hotel. When a Sim is checked in declare how long they are staying. A Sim can be evicted from a room. Depending on how they feel at the end of their vacation they will pay either full, half, or tip. Always restock the brochure holder, because each one is worth 1. Simoleons. Like the majority of other games in the Sims series it is possible to enter romantic relationships with other Sims. But Sims can only interact romantically with a Sim of the different gender, and not every Sim can be romanced. Sims that can't be romanced are Lord Mole, Optimum Alfred, Bigfoot, Jeb, Pepper Pete, Emperor Xizzle, and Horus. Returning Sims Edit. Sanity is the player character's mood. Sanity can be controlled by interacting with objects such as a bed, bench, chair, shower, toilet, food, etc. Icons displayed above the player character's head should be done immediately or else their sanity meter drains faster than normal. Also, not fulfilling the icons for the toilet and bed will result in the player getting thrown in jail and losing two hundred simoleons for bail. If the player has insufficient funds to bail themselves out, Mamma Hogg will bail them out for them. Talking to a lot of people will upgrade the character's sanity. There are four levels, each with its own color as shown in the table below. The hotel begins with only the lobby, 2nd floor lobby, basement lobby, furnace, small room, manager's suite and penthouse, which may sound like a lot but there are many other rooms which need to be built to complete the game including a vault, casino, and art gallery. Certain rooms must be built when the three special guests are checked in. Examples of this would be the vault that Frankie Fusilli requires, or the Cult Room in which Ava Cadavra seeks. As well as completing the in game goals, it is the players' job to maintain the hotel. Not doing so can decrease your hotel score. There is a cheat to unlock the Bovine Shrine (the Cult Room). Skill points Edit. There are 5 types of skill points: Body, Business, Charisma, Creativity, and Mechanical. Skill points, when they appear, will remain in the same location for 8 hours, changing at 8 a. The calendar gives the time when the skill point first can be discovered, but it will remain there for 8 hours. Only one skill point of each type can be found at a certain time, day and. Earning Simoleons Edit. Players can earn Simoleons by getting guests to stay in your hotel. Alternate ways of getting Simoleons include finding license plates and selling them to the sheriff in the prison, selling fuel rods to the clerk in the city hall, selling the gourds to the lady in the Saloon and selling UFO parts to Johnny Smith (the general store clerk). Players can also make Simoleons by creating art in the gallery, playing music in the Sax Lounge and the Lion Lounge by playing on the keyboard, or by winning Keelhaulin' Cards in the Casino. Other ways of earning Simoleons include selling items you don't need, for example showers, sinks and other spare furniture. Players can get Simoleons by cheering people up, calming them down or restraining them. Even more ways involve going to the desert with your metal detector to find things like mummified aliens and metal bars that you can sell to the shop clerk. Once you build The Vault for your hotel, in the middle of the room should be a machine where Sims can print Simoleons. However, doing this has consequences and using the machine too much can get your Sim arrested. You can use it also to sell bars. This way gives more money than selling it in the shop. Ratticator Edit. As the story progresses, there are more and more threats to Strangetown and the only one that can save it is your Sim! It's time to suit up as the Ratticator! In order for your Sim to unlock the ability to fight evil as a superhero you must purchase the Rat Cave which will appear in the basement. If you have not bought the Rat Cave by the Optimum Alfred level then during that level keep visiting the basement and eventually Tristan Legend will show up and introduce you to the Rat Cave. In the Rat Cave there is a large test tube with a suit inside it. Make your Sim approach it and you should be able to select wear suit. As the Ratticator, your Sim will be able to fight aliens and goons by using scare, battarang and sim- fu, but be warned! Not all goons will be afraid of the Ratticator! It will scare most Sims, aliens, Jimmy the Neck and Crime Spree Bob, but robots will still attack you! Whilst in the Ratticator costume, your Sim will have no access to their mobile phone, will not be able to interact with other Sims and won't be able to change their clothes at a dresser or change their hairstyle. It is vital to be experienced with your Sim as the Ratticator for the final level, which is the showdown between your Sim and Optimum Alfred. There is some speculation over when the game is set because of Johnny Smith and Tank Grunt. In The Sims 2 for PC Tank and Johnny are both teens, but Johnny is far closer to becoming an adult to Tank. At the start of The Sims 2 for DS, Tank appears to be an adult and Johnny still a teen. This is unusual as it should be the other way round. The game shares a majority of the Sims from the GBA version, but in this one those seen from the GBA version they are checking into the hotel. While in the GBA version they all have homes. This could mean it is either an alteration of the history of the GBA title or possibly even a sequel. The only non- hostile alien in the game is Johnny Smith, who is actually a hybrid. After the Frankie Fusilli part of the game is done, Honest Jackson will disappear from the game. If the player calls him, it will say that he is in the city hall. However, he will not be there. If you 'block' a NPC Sim and resulting the NPC to walk to a wall, the NPC will eventually stop and will do a certain movement. This movement also occurs when the player chose the incorrect choice while calming, cheering up, and restraining the NPC. The Sims 2 Cheats, Codes, Unlockables - Nintendo DSUnverified. This is the Modified List of Skill Points. The times listed for each skill point event is good for about several game hours (i. Sim's schedule. Sunday. AM On the Sun Deck: Creativity Skill point. AM Next to dance floor in Saloon: Business skill point. AM In blue corrugated carton in secret warehouse: Body Skill point. AM In bathroom of Asian Emporium: Charisma Skill Point. AM In central seating area of the Sax Lounge: Creativity Skill Point. PM In corner of Freezer: Body Skill Point. PM In corner of Hotel Lobby: Charisma Skill Point Monday. AM in Casino, between Moogoo Monkey and Keelhaulin' Cards: Creativity Skill Point. AM in centre of Art Gallery: Creativity Skill Point. AM behind Concierge's Desk: Business Skill Point. AM in main room of Vault, eastern wall: Business Skill Point. AM in northwest corner of Government Laboratory: Mechanical Skill Point. AM in southeast corner of Strangetown, next to the outer wall of the cattle pen: Business Skill Point. PM at shrine dedicated to Auda Sherif in Mamma Hogg's bedroom: Mechanical Skill Point Tuesday. AM in blue corrugated carton in Secret Warehouse: Mechanical Skill Point. AM to the left of the main stairs in the Basement: Body Skill Point. AM in the 2nd Floor Lobby, in the corner with the potted plant between the Jungle Room and Deluxe Guest Room: Business Skill Point. PM in Gym and Spa: Body Skill Point. PM in northeast corner of Asian Emporium: Business Skill Point. PM next to the pallet in Furnace Room in Basement: Mechanical Skill Point Wednesday. AM beside cattle shed in Town Square: Creativity Skill Point. AM in far left corner of Lion Lounge: Charisma Skill Point. AM over table between Moogoo Monkey and Keelhaulin' Cards in Casino: Charisma Skill Point. AM in Bovine Shrine, to the east of the entrance: Creativity Skill Point. AM in Honest Jackson's office in City Hall: Charisma Skill Point. PM opposite the pallet in the room with the pallet in the Vault: Mechanical Skill Point. PM in alcove in Manager's Suite: Business Skill Point Thursday. AM in Northeast corner of the Store: Business Skill. AM in front of abandoned space pod in the Desert: Business Skill Point. AM in locker room in Spa and Gym: Charisma Skill Point. AM above the pallet in the Furnace Room: Mechanical Skill Point. AM in alcove in the Atrium Centre: Creativity Point. PM next to the stairs in the Basement: Mechanical Skill Point Friday. AM next to the shower in the Rat Cave: Creativity Skill Point. AM in the Freezer: Mechanical Skill Point. AM in the Sax Lounge: Charisma Skill Point. AM in the alcove in the Managerial Suite: Charisma Skill Point. PM in the corner of the Lion Lounge: Creativity Skill Point. PM next to the Dance Floor in the Saloon: Body Skill Point. PM in the Sheriff's Office in the goal: Creativity Skill Point Saturday. AM in alcove in Atrium Centre: Mechanical Skill Point. AM next to the Store: Body Skill Point. AM in Sheriff's Office in the goal: Body Skill Point. AM in northwestern sunbathing corner of Sun Deck: Body Skill Point. AM in the Freezer: Business Skill Point. AM in the middle of the oasis in the Desert: Body Skill Point. PM in the centre of the Art Gallery: Charisma Skill Point. PM in Bovine Shrine: Body Skill Point. PM in Government Laboratory: Mechanical Skill Point. PM in Tanning Salon in the Spa and Gym: Charisma Skill Point. Unverified. This is the Modified List of Skill Points. The times listed for each skill point event is good for about several game hours (i. Sim's schedule. Sunday. AM On the Sun Deck: Creativity Skill point. AM Next to dance floor in Saloon: Business skill point. AM In blue corrugated carton in secret warehouse: Body Skill point. AM In bathroom of Asian Emporium: Charisma Skill Point. AM In central seatin.. Pieza amoblada condominio peñalolen enviado por paula 11 de feb, 18:49 (eliminar o modificar) precio. Y balcón con vista a la cordillera. 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